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NOTICE OF MORTGAGE FORECLOSURE SALE - Lohn

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

DATE: September 4, 2018

YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage:

DATE OF MORTGAGE: April 24, 2015.

MORTGAGORS: Joshua A. Lohn and Amy K. Lohn, husband and wife.

MORTGAGEE: Northwoods Credit Union, a Minnesota Corporation, 1702 Avenue B, Cloquet, Minnesota 55720.

RECORDING INFORMATION: Recorded on April 29, 2015 as Document No. T000036448 in the Office of the Registrar of Titles in and for Carlton County, Minnesota.

ASSIGNMENTS OF MORTGAGE, IF ANY: None.

TAX PARCEL IDENTIFICATION NUMBER OF THE MORTGAGED PREMISES: 60-026-1240.

LEGAL DESCRIPTION OF THE MORTGAGED PREMISES: Northwest Quarter of the Northeast Quarter, Section 8, Township 47, North of Range 18, West of the Fourth Principal Meridian, Carlton County, Minnesota.

Torrens property Certificate of Title No. 10781.

Check here if all or part of the described real property is Registered (Torrens) __X__

THE PHYSICAL STREET ADDRESS, CITY, AND ZIP CODE OF THE MORTGAGED PREMISES: 3358 County Road 4, Mahtowa, Minnesota 55707.

The person holding the Mortgage is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30.

The name of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is Northwoods Credit Union, a Minnesota Corporation, 1702 Avenue B, Cloquet, Minnesota 55720.

If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is Northwoods Credit Union, a Minnesota Corporation, 1702 Avenue B, Cloquet, Minnesota 55720.

Prior to the commencement of this mortgage foreclosure proceeding, mortgagee has complied with all notice requirements required by statute or contract and satisfied the requisites of Minn. Stat. 580.02.

THE ORIGINAL PRINCIPAL AMOUNT SECURED BY THE MORTGAGE WAS $35,000.00.

AT THE DATE OF THIS NOTICE THE AMOUNT DUE ON THE MORTGAGE, INCLUDING TAXES, IF ANY, PAID BY THE HOLDER OF THE MORTGAGE, IS $24,556.81.

Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of St. Louis County, Minnesota, at public auction on November 20, 2018, at 10:00 a.m., at the Carlton County Sheriff's Office, 317 Walnut Avenue, Carlton, Minnesota 55718.

The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is twelve (12) months after the date of sale.

Minn. Stat. 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23." If this statute applies, the time to vacate the property is 11:59 p.m. on November 20, 2019. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is 11:59 p.m. on the next business day.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

Name of Mortgagee or Mortgage Assignee: NORTHWOODS CREDIT UNION

Name and address of Attorney for Mortgagee or Mortgage Assignee:

/s/ Curt N. Trisko

William T. Helwig

Curt N. Trisko

Rudy, Gassert, Yetka, Pritchett & Helwig, P.A.

813 Cloquet Avenue

Cloquet, Minnesota 55720

218-879-3363

Pine Journal: September 13, 20, 27, Oct. 4, 11 & 18, 2018 #2677369

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